March 4, 2008 10:39 AM PST
Windows-based cash machines 'easily hacked'
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ATMs, or automated teller machines, today face the Internet-born threat of worms and denial-of-service attacks, as well as being at risk from malicious applications that can harvest customer data or hijack machines.
Up to 90 percent of the ATMs in the U.K. could be at risk from these attacks as they rely on desktop PC technology--usually Intel hardware and Windows operating systems--linked to other machines, some connected to the Internet, in the bank's network, according to experts.
Security vendor Network Box illustrated this threat by showing that only the personal identification number was encrypted when information was sent from a U.S. ATM to networked bank computers.
The card numbers, card expiration dates, transaction amounts, and account balances were clearly readable in plain text to anybody intercepting the data as it traveled through the network.
"Cabinet" ATMs, commonly found in shops, pubs, and restaurants, potentially face an even greater danger. Researchers from Information Risk Management (IRM) were able to open their safes and take them over.
An early warning of this insecurity in modern ATMs came in 2003 when the Nachi Internet worm infiltrated "secure" networks and infected ATMs from two financial institutions, while the SQL Slammer worm indirectly shut down 13,000 Bank of America ATMs.
Martin Macmillan, business development director with ATM security specialist Level Four Software, said: "The technology behind ATMs has changed dramatically over the last few years. Banks have largely moved their ATMs across to run operating systems such as Windows connected to a greater range of servers over an IP network.
That creates a lot of security issues, Macmillan said: "An ATM becomes like a PC with attached devices--it has to be kept up-to-date with hot fixes and patches. It is a much more complex beast, and the security aspects of that need to be at the forefront of a bank's mind."
It is important, he said, for banks to be able to monitor ATM systems at the Windows level for any security holes and to be able to shut the network down in a controlled manner if any problems arise.
Macmillan added that the stability of Windows-based ATMs was worse than that of their OS/2-based predecessors, saying some ATMs suffered downtime of up to 30 percent.
Mark Webb-Johnson, chief technology officer of Network Box, said in the report: "The ATM industry is presented with the same security issues that we all face with our workstations that are connected to (the) Internet. A compromised ATM could result in a network being forced offline, and/or lost customer data and stolen identities."
Gyan Chawdhary, senior security consultant with IRM, told CNET News.com sister site Silicon.com that the shift among ATMs to modern PC infrastructure means it now requires only minimal programming knowledge to hack ATM machines successfully once access has been gained to its system.
"If you are a programmer and you have some programming experience, then it is a cakewalk. If an exploit will work on a home or office computer then it will work on these ATMs," Chawdhary said.
Researchers from IRM were even able to unlock and clear out the safes in two out of three U.K. cabinet ATMs, opening the safe using a default key code they obtained from a safe manual online. They also reset the cabinet ATMs' software using a piece of wire jammed into the receipt slot, giving them access to the engineering mode where they could control the machine.
Link, the company that runs more than 61,000 cash machines in the U.K., said there are stringent measures in place to prevent anybody from accessing its systems and that it will immediately shut down a network the moment it detects an intrusion.
Graham Mott, a Link spokesman, said: "The Link network takes the threat of a criminal attack very seriously and is constantly looking for ways to enhance system security."
Network Box warns that the software firewalls used to protect ATMs are not able to prevent denial-of-service attacks or harvesting of a consumer's personal data after the data travels through the bank's network.
It says the most effective way to protect against these new threats is to use a multifunction device with routing, firewall, intrusion detection system/intrusion prevention system and VPN (virtual private network) capabilities, positioned in front of, and protecting, the ATM network.
Such a device, the company said, should be separated from the rest of the bank's network, and all traffic coming out of the ATM should be encrypted.
Nick Heath of Silicon.com reported from London.
See more CNET content tagged:
ATM,
bank,
safe,
business development,
denial of service

language right for ATMs? Why do I have to pick English or Spanish
every time I bank? And these Windows-based ATMs are
consistently slower than older text-based machines.
weekend.
Oh for the days of OS/2 when you could go years without a reboot.
(my company had one OS/2 server run continuously for 63 months
before we had to shut it down to replace some hardware)
it's easier for them to hack it...
Seriously, all ATMs should print "please enter pin" in each
language, then once you verify, only go to the language you have
preselected with the bank. There should be no choice. "I want to
speak in French today, Spanish tomorrow" is not something any
customer is asking for.
I wonder why the UK banking industry does this but other countries including the US encrypts all that data traffic?
I read a bunch of reports of people breaking into the ATM safe using a physical means that has nothing to do with the OS it is running. Is this what was meant by 'easily hacked'?
I also read about an internet worm that was killed five years ago.
Plus they talk about capturing traffic between the ATM and the bank on a public network in clear text. Give me a break. If there is a bank doing this then then thier customers have a lot more to worry about than a stupid ATM machine.
A better title for this story:
"Some ATMs need better safes. Written by an anti-Windows journalist"
new threats is to use a multifunction device with routing,
firewall, intrusion detection system/intrusion prevention
system and VPN (virtual private network) capabilities,
positioned in front of, and protecting, the ATM network."
The most effective way to protect against these new threats is
to - all the above - and use ATMs **that don't run Windows**.
Just thought I would add the logical conclusion to that
statement.
Bottom line... it is very different, much tougher to manage, and customer service availablity will diminish. After all this work... the ATM is headed for a dead-end. The real question is why would anyone invest in these new "full function windows based" ATMs.
B. What will be the cost of paying "top notch" developers to work with IBM to enhance OS/2 and port certain applications like Lotus Notes... to the OS/2 Warp Operating System. Isn't the state of the sub-prime market ridiculous enough to be now concerned about security with ATMs. Compare the cost of enhancements to an Operating System such as OS/2 as against what banks caught up in the sub-prime fiasco stand to loose. Do these dudes running the banking industry really know what they are about?
Here is what customers the world over will/should get (think in terms of the considerations when they choose their doctors... confidence of care et cetera et cetera) therefore, in the cases of the banking and other industries around the world - confidence of security.
Where in the world is IBM!
catching on. Take NCR, which is now shipping all of its ATMs with
something Solidcore's change control software embedded on the
systems. http://www.solidcore.com/embedded
There is NO single "GUI-based OS" at the moment that does not require regular security patches.
Some common sense would have mitigated the problems mentioned in the article.
And yeah, it seems that this article is biased against Windows unnecessarily.
and protect your master! This is what M$
is paying you for!
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by rosevictoria123
June 18, 2008 7:35 PM PDT
- Nice news!!! woohoo
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